Twice a year, in April and October, both the Standing Chapter 13 Trustee's staff and debtor attorney offices are deluged with calls, and letters, regarding the Trustee's Report of Receipts and Disbursements. Periodically, some debtor attorneys complain to the Trustee," why do you keep sending out those reports?"

An easy answer is that the Standing Chapter 13 Trustee is required to send out these reports by the United States Department of Justice, Executive Office of the United States Trustee. A more thoughtful response is that it is good policy conducive to debtor rehabilitation to have the debtors understand their plans and to have individuals involved in the process. Moreover, financial auditors applaud the process as a good internal control and safeguard of accurate disbursements.

The Trustee's office sends the report to the debtor and to the debtor's attorney. An accompanying "negative confirmation" letter advises the debtors to review the report carefully and to contact their attorney or the Trustee's Office immediately when they do not understand something. A sample Trustee's Report of Receipts and Disbursements and explanation can be found in the Debtor Information Section. This same sample and explanation is also provided to each debtor individually at the Meeting of Creditor in the appendix of the Debtor's Booklet, "What's Going To Happen Now That I Filed Chapter 13?"